Loan Calculator

Calculate monthly payments, total interest, and amortization schedules for personal loans, auto loans, and other installment loans.

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Loan Details

$
Enter the total amount you want to borrow
%
Excellent: 3-6% Good: 6-12% Fair: 12%+
$
%

Loan Summary

Monthly Payment

$0
Total of Payments
$0
Total Interest
$0
Origination Fee
$0
Total Cost
$0
Loan Amount: $0
APR: 0%
Loan Term: 0 months
Total Payments: 0
Payoff Date: --

Payment Schedule (First 12 Payments)

Payment # Payment Date Payment Amount Principal Interest Balance

Calculate loan to view payment schedule

Loan Comparison Tool

Loan Calculator Tips

Interest Rates

Your credit score heavily influences your interest rate. Check your credit report before applying for better rates.

Loan Terms

Shorter terms mean higher monthly payments but less total interest. Longer terms reduce monthly payments but increase total cost.

Extra Payments

Making extra principal payments can significantly reduce your total interest and shorten your loan term.

Shop Around

Compare offers from multiple lenders. Even a 0.5% difference in rate can save thousands over the loan term.